An Ally for Employees and Employers
Morgan Stanley at Work can help you meet the challenges of attracting and retaining top talent with compelling financial benefits so your company and your employees can thrive.
Morgan Stanley at Work
Our Story
As labor markets evolve, Morgan Stanley at Work—through modern workplace benefit solutions—empowers companies to help employees build financial confidence and meet their financial goals.
Focusing Where You Need Us
Equity Solutions
Together, we’ll help you to maximize the impact of equity compensation and create a culture of ownership at every level of your organization.
Retirement
Leverage a comprehensive range of solutions, with the support of Financial Advisors, to help employees confidently reach their long-term goals.
Deferred Compensation
Stay competitive with a Nonqualified Deferred Compensation plan – a workplace benefit for executives and other highly compensated employees and a powerful tool to help recruit, retain and reward executives.
Executive Services
Empower your leaders to manage their equity compensation and complex financial needs with a dedicated Executive Services Relationship Manager.
Saving and Giving
Enable your employees to make the financial moves that matter most to them, whether that’s giving to their favorite charity or saving for future education.
Empower Your Teams with Financial Wellness
Included with every service we provide, our Financial Wellness offering is designed to address the unique needs of your employees through a powerful combination of education, digital tools, expert-led guidance, and goal-based planning.
How We Got Here
As part of Morgan Stanley, our roots run deep. See how we’ve continued to evolve to meet the needs of an ever-changing marketplace.
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Morgan Stanley opens its doors in New York CityMorgan Stanley opens for business at 2 Wall Street, New York City, on September 16, 1935.
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Morgan Stanley Offers Equity AdministrationMorgan Stanley begins to offer equity solutions to companies and their employees.
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Morgan Stanley Begins Collaboration with Solium CapitalAt the time, Solium, a leading share plan administration software, serves clients in more than 100 countries with the Shareworks platform.
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Morgan Stanley Makes a Big Move on Wealth ManagementMorgan Stanley acquires a majority stake in Citi’s Smith Barney (and a full stake in 2013) and expands its retail brokerage operation to create one of the world’s largest wealth management franchises.
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Morgan Stanley Acquires Solium, Forms Morgan Stanley at WorkUnited under the new Morgan Stanley at Work name, the team offers leading-edge workplace financial benefits, including equity management, financial wellness and retirement solutions.
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Morgan Stanley Acquires E*TRADEThe Morgan Stanley at Work offering expands substantially to include E*TRADE Corporate Services and education assistance solutions provider, Gradifi Solutions. In addition, the acquisition gives participants access to E*TRADE's powerful, self-directed investment platform.
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Morgan Stanley at Work Acquires American Financial Systems (AFS)The acquisition of AFS, a recognized leader in Nonqualified Deferred Compensation solutions, broadens the firm’s executive-focused and retirement capabilities.
We Lead the Conversation
Our ideas and perspectives get noticed. See where we’re showing up in news and media.
Our Impact So Far
3,300+
combined private and public corporate clients globally.1
6.6MM
stock plan participants.2
#1
for 18 years in Rule 144 and 10b5-1 transaction services.3
~40%
of the S&P 500 companies represented.4
We Help Businesses and People Thrive
Learn how financially confident employees can power your business forward, and how our offering can help your employees achieve financial well-being.
Advantages For Your Company
Our team puts a heritage of experience and leadership into action so you can provide a benefit offering that sets you apart.
Advantages For Your Employees
Available with every service we provide, we deliver educational resources, digital tools and guidance designed to foster financial wellness across your company.
Get to Know the Team Working for Yours
Behind each of our innovative solutions is a community of dedicated professionals, inventive leaders and industry specialists. Get to know our culture and meet the team that’s helping yours thrive.
Insights for a Modern Workplace
Get the latest thinking from our experienced thought leaders. Discover new trends and unique perspectives to motivate your employees and fuel your business.
Retirement Plans
Public Policy
Let’s Connect
Reach out to a member of our team or follow us on LinkedIn for more content and insights.
1. Represents the 3,300+ stock plan clients we serve globally as of 09/2023 and includes both Shareworks and E*TRADE Corporate Services clients.
2 Stock Plan Participants represents participants as of 09/2023 month end with total accounts with vested or unvested assets. Individuals with accounts in multiple plans are counted as participants in each plan.
3 Reprinted with the permission of The Washington Service. 301-913-5100, www.washingtonservice.com. The above data is compiled by The Washington Service from Form 144 filings with the Securities and Exchange Commission in the period from 2/1/2005 to 12/31/2022; ranking is based on aggregate data for this period. This data includes transactions from Morgan Stanley & Co. LLC, the Smith Barney division of Citigroup Global Markets Inc. (through 5/31/2009) and E*TRADE Financial Corporation. Information contained herein was obtained from sources believed reliable, but the accuracy and completeness thereof cannot be guaranteed. Information contained herein is subject to change.
4 Represents the share of S&P500 companies for which Morgan Stanley provides equity compensation solutions as of 10/2023
Disclosures
Certain content on Morgan Stanley Financial Wellness Portal including, but not limited to, calculators is being provided to Morgan Stanley Smith Barney LLC ("Morgan Stanley") pursuant to an agreement with Financial Fitness Group ("FFG"). That content and materials on the Portal have been prepared for educational purposes only and do not constitute either a recommendation or a solicitation by Morgan Stanley and its employees to purchase or sell any investment or strategy. The calculators are hypothetical and are for illustrative and informational purposes only and do not represent the return on any investment. Actual results may vary.
E*TRADE Financial Corporate Services, Inc. (NMLS ID: 1959157) offers the Gradifi suite of financial wellness solutions, enabling employers to provide their employees
Investments and services offered through Morgan Stanley Smith Barney LLC. Member SIPC.
Morgan Stanley at Work services are provided by Morgan Stanley Smith Barney LLC, member SIPC, and its affiliates, all wholly own subsidiaries of Morgan Stanley..
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are provided by Morgan Stanley Private Bank, National Association, Member FDIC.
A mutual fund's prospectus contains its investment objectives, risks, charges, expenses, and other important information and should be read and considered carefully before investing. For a current prospectus, visit etrade.com/mutual funds.
The material provided by E*TRADE Securities LLC, E*TRADE Capital Management, LLC, Morgan Stanley or any of their direct or indirect subsidiaries, or by a third party not affiliated with E*TRADE is for educational purposes only and is not an individualized recommendation. This information neither is, nor should be construed as, an offer or a solicitation of an offer, or a recommendation, to buy, sell, or hold any security, financial product, or instrument discussed herein, or to open a particular account or to engage in any specific investment strategy.
Morgan Stanley research reports and the information derived from such reports are provided for information purposes only. This content is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy. It is not individually tailored investment advice and is prepared and made available without regard to your individual financial circumstances and objectives. The securities and strategies discussed or referred to in this content may not be appropriate for you. Your decision to buy, hold or sell a security should depend on your individual circumstances (such as your investment objectives and experience, time horizon, liquidity needs, financial situation and existing holdings) and other considerations. Please see the relevant research report for important disclosures. E*TRADE Securities LLC is an affiliate of Morgan Stanley & Co. LLC and Morgan Stanley Smith Barney LLC.
E*TRADE Securities LLC is offering access to insurance products through its relationship with Covr Financial Technologies, Inc. ("Covr"). Covr provides direct to consumer insurance solutions. E*TRADE makes no representations regarding the appropriateness or otherwise of the products or services provided by Covr and the insurance carriers on its platform. There are additional service providers for comparative purposes. If you choose to pursue coverage, you must do your own diligence and make your own independent decision. E*TRADE Securities and/or a licensed insurance agency affiliate may earn commissions or a referral fee or other forms of compensation for products purchased through Covr. Covr and E*TRADE are unaffiliated entities.
Morgan Stanley Financial Advisors, Private Wealth Advisors, and Morgan Stanley Virtual Advisors (collectively, Financial Advisors) are licensed representatives of Morgan Stanley Smith Barney LLC. We may connect you with an E*TRADE representative before you speak with a Morgan Stanley Financial Advisor. Opening an account with a Morgan Stanley Financial Advisor may require minimum asset levels. Other eligibility requirements may apply and certain products and services (including any lifestyle programs) are not available to or appropriate for all clients. Fees may apply should you choose to open an account with Morgan Stanley. Account fees and other important information can be found at www.morganstanley.com/iai.
Under SIPC, securities in your securities brokerage account(s) are protected up to $500,000 ($250,000 for cash claims). Morgan Stanley also maintains additional insurance with an aggregate limit of $1 billion. E*TRADE Securities LLC clients will be covered under the Morgan Stanley excess of SIPC supplemental insurance policy. Please be advised that you may obtain information about SIPC, including the SIPC brochure, by contacting SIPC at 201-371-8300 or by visiting www.SIPC.org.
E*TRADE Securities LLC, either directly or indirectly, may route customer equity orders to national securities exchanges; alternative trading systems, including electronic communication networks; and other market makers, including its affiliate Morgan Stanley & Co. LLC.
Securities products offered by E*TRADE Securities LLC (ETS), Member SIPC or Morgan Stanley Smith Barney LLC (MSSB), Member SIPC. Investment advisory services offered by E*TRADE Capital Management, LLC (ETCM) or MSSB. Commodity futures and options on futures products and services offered by E*TRADE Futures LLC, Member NFA. Stock plan administration solutions and services offered by E*TRADE Financial Corporate Services, Inc. Banking products and services are provided by Morgan Stanley Private Bank, National Association, Member FDIC. All entities are separate but affiliated subsidiaries of Morgan Stanley.
Throughout 2023, ETS and ETCM will be transitioning existing clients to MSSB. Learn more about this transition.
System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors.
Statement of Financial Condition | About Asset Protection | Account Agreements and Disclosures | Quarterly 606 Report | Business Resiliency Plan
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Morgan Stanley at Work are provided by Morgan Stanley Smith Barney LLC, member SIPC, and its affiliates, all wholly owned subsidiaries of Morgan Stanley.
NOT ALL PRODUCTS AND SERVICES ARE AVAILABLE IN ALL JURISDICTIONS OR COUNTRIES.
This material is provided for informational purposes only and does not provide individually tailored investment or financial advice.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, "Morgan Stanley") provide "investment advice" regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account ("Retirement Account"), Morgan Stanley is a "fiduciary" as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and/or the Internal Revenue Code of 1986 (the "Code"), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide "investment advice", Morgan Stanley will not be considered a "fiduciary" under ERISA and/or the Code. For more information regarding Morgan Stanley's role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
E*TRADE Financial Corporate Services, Inc. announced in October 2023 the sale to Vestwell Holdings, Inc. of its Gradifi Solutions assets related to the Saving and Giving offerings described above. As a result, the Saving and Giving offerings will be available soon through Vestwell. Please note, that Vestwell runs an independent business that is not affiliated with E*TRADE Financial Corporate Services, Inc. or any of its affiliates, and Vestwell will be providing the Gradifi Solutions through its own systems and operational infrastructure.
Morgan Stanley at Work services are provided by Morgan Stanley Smith Barney LLC, member SIPC, and/or its affiliates, all wholly owned subsidiaries of Morgan Stanley.
Morgan Stanley at Work, Morgan Stanley Smith Barney LLC, and its affiliates and employees do not provide legal or tax advice. You should always consult with and rely on your own legal and/or tax advisors.
© 2023 Morgan Stanley Smith Barney LLC. Member SIPC.
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