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- At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.
  
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- At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.
  
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  Whether it’s hardware, software or age-old businesses, everything today is ripe for disruption. Stay abreast of the latest trends and developments.
- At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.
  
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What We Do
What We Do
- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
  Wealth Management
  
  We help people, businesses and institutions build, preserve and manage wealth so they can pursue their financial goals.
- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
  Investment Banking & Capital Markets
  
  We have global expertise in market analysis and in advisory and capital-raising services for corporations, institutions and governments.
- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
  Sales & Trading
  
  Global institutions, leading hedge funds and industry innovators turn to Morgan Stanley for sales, trading and market-making services.
- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
  Research
  
  We offer timely, integrated analysis of companies, sectors, markets and economies, helping clients with their most critical decisions.
- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
  Investment Management
  
  We deliver active investment strategies across public and private markets and custom solutions to institutional and individual investors.
- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
  Morgan Stanley at Work
  
  We provide comprehensive workplace financial solutions for organizations and their employees, combining personalized advice with modern technology.
- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
  Sustainable Investing
  
  We offer scalable investment products, foster innovative solutions and provide actionable insights across sustainability issues.
- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
  Inclusive Ventures Group
  
  From our startup lab to our cutting-edge research, we broaden access to capital for diverse entrepreneurs and spotlight their success.
About Us
About Us
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  Core Values
  
  Everything we do at Morgan Stanley is guided by our five core values: Do the right thing, put clients first, lead with exceptional ideas, commit to diversity and inclusion, and give back.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  Leadership
  
  Morgan Stanley leadership is dedicated to conducting first-class business in a first-class way. Our board of directors and senior executives hold the belief that capital can and should benefit all of society.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  History
  
  From our origins as a small Wall Street partnership to becoming a global firm of more than 80,000 employees today, Morgan Stanley has been committed to clients and communities for 89 years.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  Locations
  
  The global presence that Morgan Stanley maintains is key to our clients' success, giving us keen insight across regions and markets, and allowing us to make a difference around the world.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  Diversity
  
  Morgan Stanley is differentiated by the caliber of our diverse team. Our culture of access and inclusion has built our legacy and shapes our future, helping to strengthen our business and bring value to clients.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  Sustainability
  
  Our firm's commitment to sustainability informs our operations, governance, risk management, diversity efforts, philanthropy and research.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  Giving Back
  
  At Morgan Stanley, giving back is a core value—a central part of our culture globally. We live that commitment through long-lasting partnerships, community-based delivery and engaging our best asset—Morgan Stanley employees.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  Technology
  
  As a global financial services firm, Morgan Stanley is committed to technological innovation. We rely on our technologists around the world to create leading-edge, secure platforms for all our businesses.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  Sponsorships
  
  At Morgan Stanley, we believe creating a more equitable society begins with investing in access, knowledge and resources to foster potential for all. We are committed to supporting the next generation of leaders and ensuring that they reflect the diversity of the world they inherit.
Why Us
Why Us
- For 89 years, we’ve had a passion for what’s possible. We leverage the full resources of our firm to help individuals, families and institutions reach their financial goals.
  
  Why Morgan Stanley
  
  At Morgan Stanley, we focus the expertise of the entire firm—our advice, data, strategies and insights—on creating solutions for our clients, large and small.
- For 89 years, we’ve had a passion for what’s possible. We leverage the full resources of our firm to help individuals, families and institutions reach their financial goals.
  
  How We Can Help
  
  We have the experience and agility to partner with clients from individual investors to global CEOs. See how we can help you work toward your goals—even as they evolve over years or generations.
- For 89 years, we’ve had a passion for what’s possible. We leverage the full resources of our firm to help individuals, families and institutions reach their financial goals.
  
  Building a Future We Believe In
  
  At Morgan Stanley, we put our beliefs to work. We lead with exceptional ideas, prioritize diversity and inclusion and find meaningful ways to give back—all to contribute to a future that benefits our clients and communities.
- For 89 years, we’ve had a passion for what’s possible. We leverage the full resources of our firm to help individuals, families and institutions reach their financial goals.
  
  Get Started
  
  Meet one of our Financial Advisors and see how we can help you.
- For 89 years, we’ve had a passion for what’s possible. We leverage the full resources of our firm to help individuals, families and institutions reach their financial goals.
  
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Careers
Careers
- We believe our greatest asset is our people. We value our commitment to diverse perspectives and a culture of inclusion across the firm. Discover who we are and the right opportunity for you.
  
  Students & Graduates
  
  A career at Morgan Stanley means belonging to an ideas-driven culture that embraces new perspectives to solve complex problems. See how you can make meaningful contributions as a student or recent graduate at Morgan Stanley.
- We believe our greatest asset is our people. We value our commitment to diverse perspectives and a culture of inclusion across the firm. Discover who we are and the right opportunity for you.
  
  Experienced Professionals
  
  At Morgan Stanley, you’ll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. See how you can continue your career journey at Morgan Stanley.
- We believe our greatest asset is our people. We value our commitment to diverse perspectives and a culture of inclusion across the firm. Discover who we are and the right opportunity for you.
  
  Experienced Financial Advisors
  
  At Morgan Stanley, our premier brand, robust resources and market leadership can offer you a new opportunity to grow your practice and continue to fulfill on your commitment to deliver tailored wealth management advice that helps your clients reach their financial goals.
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Morgan Stanley: Essentials and Extras That Make a Difference

If you join us, no matter where you work, you’ll have some of the most attractive and comprehensive employee benefits and perks. Explore our U.S. offerings below.

Working At Morgan Stanley: Our Benefits and Perks

CAREER

At Morgan Stanley, our employees are our strongest asset, and we recognize their value. Join our team and you'll find wide-ranging mentorships and management support from your first day with the firm—and continued development programs and networks to nurture your career:

• Tuition and licensing reimbursement, plus discounts on graduate-school test prep (GREs, GMATs, LSATs, etc.)

• Online courses from industry leaders and access to the Harvard Business Review

• 10,000+ LinkedIn Learning educational videos on business and career-related topics

• Employee networking groups that promote diversity and career development

HEALTH AND WELLBEING

We offer a range of top-quality health care options, including medical, vision, dental and prescription drug coverage, along with flexible spending and health savings accounts. We also care about your physical, mental and emotional wellbeing and provide additional high-value programs, many at no cost, to you and your family:

• Free membership to One Medical, a national primary care practice that delivers exceptional in-person and virtual care for adults and children of all ages

• Expert medical second opinions for you and your extended family, including your adult children and grandchildren, parents, grandparents and in‑laws

• Health assistants who can help you find quality doctors, schedule appointments, handle billing and claims issues, and coordinate complex medical situations for you and your family

• 16 free, confidential sessions per year with a mental health therapist or coach for you and your dependents, as well as access to physicians who can prescribe and manage mental health medications

• Employees and managers also have access to mental health awareness training, toolkits and checklists

• Free access to Headspace, a leading mindfulness and meditation app

• Benefits coverage and personalized support for menopause and other serious and/or chronic medical conditions, such as cancer and diabetes

• Onsite health centers, counselors, physical therapists, fitness centers and restorative suites in our principal locations

• Comprehensive programs to support gender affirmation transitions, including surgery, hormone therapy, facial augmentation and voice therapy, as well as legal name changes and hospital insurance

• Subsidized memberships at tens of thousands of gyms and studios globally—along with virtual fitness classes and wellness apps and programming

FINANCES

An employee stock purchase program, 401(k) retirement savings, 529 plans with a company match, IRAs? Check, check, check and check. You'll also find a variety of ways to save money, invest and protect your assets at Morgan Stanley:

• Student loan refinancing for you, your family and friends

• Financial wellness resources

• Affordable access to legal services for employees and their parents, including wills and trusts; real estate; elder law; family, small claims or family court; adoption and surrogacy; and immigration

• Salary continuation and long-term disability insurance if you’re unable to work because of illness or injury

• Insurance plans: life, accident, auto, homeowners and renters, group personal excess liability (umbrella), critical illness, hospital, identity theft, and even pet insurance, along with discounts on human medications your pets may take

• Tax-advantaged accounts to help save on health care and dependent day care expenses and your commute to/from work

FAMILY

Family matters at Morgan Stanley. Whether you're welcoming a new addition, watching your children grow or caring for aging parents, there’s support:

• 4 weeks of paid leave to care for a seriously ill family member

• Generous paid parental leave (16 weeks for all parents, plus 6 to 8 additional weeks of medical leave following pregnancy)—as well as lactation rooms, breast-milk shipping and a silver baby spoon engraved with your child's name

• Dependent day care flexible spending accounts to help defray the cost of preschool, before- or after-school programs, child care and summer camp

• A $75,000 lifetime maximum family building benefit to assist employees with the cost of adoption, surrogacy and fertility treatments—including IVF and egg- and sperm-freezing and 12 months of storage

• Extensive menu of family building, maternity and parenting services, including around-the-clock expert care and guidance from specialists in dozens of disciplines: OB-GYNs, midwives, doulas, lactation, sleep and potty training consultants, speech therapists and child psychologists to name a few

• Subsidized backup care for children, plus discounts on and help finding child care, preschools, tutors, and summer camps and parental coaching, including a family support concierge for individual guidance

• Free college admissions support program, including the review of your child’s application by former admissions and financial aid counselors

• Elder care planning services for your parents, as well as a legal plan and hearing aid discounts

• Resources and counseling for children, including those with special needs or development challenges

• Prescription drug discounts for family and friends without insurance

VALUES

At Morgan Stanley, we make it clear what we stand for and make it easy for our employees to support the core beliefs that define us as a firm. Here's what we offer:

• Opportunities to support the charities that matter to you through our employee volunteer programs

• Corporate match for charitable donations

• A commitment to sustainability and diversity, through both our work practices and our investing principles

Our Global Wellbeing Board, composed of senior firm leaders, helps shape our wellbeing strategy, contributing sponsorship, oversight and accountability. And our network of over 500 global Wellbeing Influencers amplify programming and connect colleagues with firm resources. Moreover, we are committed to providing easy access to quality, cost-effective care and to closing gaps in coverage, ensuring we advance health equity and support the diverse needs of our global workforce.

EXTRAS

We haven't forgotten about the fun stuff. As a Morgan Stanley employee, you'll enjoy hundreds of perks:

• Deals on a range of consumer products and services, from cars to computers, electronics and cell phone plans to clothing, automobiles, travel and much more

• Free admissions to some 50 leading museums, as well as discounted movie, theater, sports and amusement park tickets

• Savings on your commute, including public transit, parking and even ride-sharing apps

If you're interested in joining Morgan Stanley

Pursue one of our programs for
undergraduate or graduate students

Explore our current openings for
experienced professionals

The resources listed here are subject to change. Additionally, they are principally for employees in the U.S. Resources in other regions may vary. Some tuition reimbursements may be subject to applicable income taxes.

Any inconsistency between this communication and the terms of an official plan document will be governed by the plan document. Morgan Stanley and its benefit plans are not responsible for any data errors or processing delays. The plan administrator may correct any errors at any time.

The information contained in this document is general in nature, is not individual tax advice and may not be used to avoid any tax or tax penalty. Tax laws are complex and may change, and their application may vary based on the circumstances. Morgan Stanley and its benefit plans do not provide tax or legal advice. You are responsible for consulting your own advisors.

The plan administrator may require you to verify your and your dependents’ data. Providing false or misleading information may lead to legal or disciplinary action by Morgan Stanley, including employment termination and cancellation of executive compensation. This statement does not guarantee coverage; the plan administrators have ultimate authority for determining eligibility.

Morgan Stanley’s benefit plans may be amended or discontinued at any time, including to curtail benefits for some or all covered individuals.

The Long-Term Care and Group Auto and Home Insurance and the Group Personal Excess Liability Insurance programs are not employee benefit plans sponsored by Morgan Stanley. Accordingly, Morgan Stanley has no responsibility for the administration of these programs or for any benefits payable thereunder. Morgan Stanley does not guarantee that the program offers the lowest rates in any particular circumstance. All inquiries about to the programs should be directed to the respective carriers.

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