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Morgan Stanley to Webcast UBS Global Financial Services Conference

This presentation by Morgan Stanley is copyrighted and proprietary, and all rights are reserved. Any recording, rebroadcast or other use of this presentation, in whole or in part, without the prior written consent of Morgan Stanley is prohibited.

This presentation is based on information generally available to the public and does not contain any material, nonpublic information. The presentation has been prepared solely for informational purposes, it is not a solicitation of any offer to buy or sell any security or instrument, and has not been updated since it was originally presented on April 29, 2003.

This presentation may contain forward-looking statements. These statements, which reflect management's beliefs and expectations, are subject to risks and uncertainties that may cause actual results to differ materially. For a discussion of the risks and uncertainties that may affect the Company's future results, please see "Certain Factors Affecting Results of Operations" under "Management's Discussion and Analysis of Financial Condition and Results of Operations" in Part II, Item 7 of the Company's Annual Report on Form 10-K for the fiscal year ended November 30, 2002 and "Competition" and "Regulation" under "Business" in Part I, Item I of the Form 10-K, and "Certain Factors Affecting Results of Operations" under "Management's Discussion and Analysis of Financial Condition and Results of Operations" in our Form 10-Q for the quarter ended February 28, 2003.

A live and on-demand webcast from the UBS Warburg Conference, New York will be available on Tuesday, April 29, at 12:45 p.m.

For a printable version of the presentation, please click here.